Calculators for the Self-Employed in Canada

Free tools for freelancers and sole proprietors in Canada, built on official 2026 CRA figures.

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Tax year 2026

Canadian tax calculators

Built on official 2026 CRA figures, with every formula shown and checked against worked examples.

Price your work

Pricing calculators

Choose CAD in each calculator. Use your combined federal, provincial and CPP rate where it asks for tax.

What's different for self-employed people in Canada

You pay both halves of CPP

Employees and employers each pay CPP. When you're self-employed you pay both: 11.9% on most earnings, plus CPP2 on earnings between the first and second ceilings. It's often a bigger bill than federal income tax at middle incomes.

Tax may be due in instalments

With no employer withholding tax, you may need to pay quarterly instalments on March 15, June 15, September 15 and December 15. See CRA required tax instalments.

GST/HST once you pass $30,000

Most freelancers must register for GST/HST once taxable sales go over $30,000 in a calendar quarter or four consecutive quarters, and then charge the rate for where their client is.

Filing deadline vs payment deadline

Self-employed people have until June 15 to file, but any balance owing is still due by April 30.

Tip: the CRA's sole proprietorships and partnerships pages are the best free starting point for Canadian rules.